Marcia Fudge: “This is the democracy upon which all democracies are measured.”

We have to find ways that are going to work.

We believe that we are today 1.5 million homes short--housing units short of where we should be.

We estimate that just from the reduction in the mortgage insurance premium, we are going to help 850,000 people over the next year.

We need a permit and authorization like FEMA does so we can go in immediately and start to help people.