Joyce Beatty actually said...

"This is an important means of making sure that everybody across our society has equal access to credit and aren't discriminated against on the basis of race and ethnic origin."

"I am eager to hear from Chair Yellen on the progress of these reforms."

"I very much would like to hear from Chair Yellen about how the Fed has bolstered its expertise to take on these new responsibilities."

"Thank you, Mr. Chairman, for holding this hearing. And thanks to Federal Reserve Chair Yellen for making herself available to testify."