Joyce Beatty actually said...

I want to thank both of you, and I'd also, Madam Chair, would just like to conclude, because we do spend a lot of time here and we are fortu...

maybe one of the things that we can continue to work on is for Congress to be more engaged in the actual housing finance reform.

What is the number one thing that you are going to do to change to help consumers?

I know I speak on behalf of my other two colleagues and you may later tell my two Republicans that I spoke for them today, in thanking you.