Joyce Beatty actually said...

"And who benefits if privately insured credit unions gain access to the FHLB?"

"And, Mr. Richards, the importance of this is--and Mr. Green's question helped me, because he was asking, 'What is the problem and what is the issue which makes you have concerns?'"

"Like him, I take great pride in being a bridge-builder."

"I join my colleagues, Representatives Cleaver and Himes, in extending their apologies..."