Joyce Beatty actually said...

"Someone asked about the training in financial literacy. We know those who are unbanked and underbanked are that for a reason."

"Debt, regardless of where you get it from, affects everything."

"First of all, thank you, Mr. Chairman, for hosting this subcommittee hearing this morning."

"I couldn't help but notice the audience behind our witnesses. Since I have been on this committee, this is without a doubt the youngest-looking--I don't want to make any assumptions--average age that ..."