If it did, would you have concerns?

It is not just check the box. It is a cultural change that is constant.

I have not heard a lot of that discussion--is what you are going to do to address specifically those consumer protection issues.

Large banks have been fined a combined $160 billion since the crisis, yet recidivism continues and regulators have been very reluctant to impose harsher penalties.

Dodd-Frank was there for a reason, because we had a horrific crisis.

Very disappointed. I support an ethics investigation. This kind of conduct should not be tolerated by anyone or any public official.

It is really just a bad idea to rebuild a system that is frail, over again.

Thank you. Thank you, all. We appreciate you being here.

It is not for new construction or new types of renewable energy or burying lines.

I, too, have constituents in Nevada who have loved ones in Puerto Rico and are just as concerned, not only about Puerto Rico, but the Virgin Islands.

Now my understanding of that then is that all of the talk that I have heard today, which is important talk about new infrastructure, burying lines, looking at how we add renewable capacity, that is something that is not going to be…

Thank you, Madam Chair.

What we're asking right now, that money ends. So, aside from having the limitations and the catastrophe of the storm, we're now heading on a Medicaid cliff as well that's dropping us off from an effective $1.6 billion to $350 million.

And Senator, if I can add, in Hurricane Katrina the Congress provided these waivers on the match and the additional support on the Medicaid and Medicare side.

We've got to figure this out for the benefit of those people that we're taking their data.

But to our kids, it's not too late.

What is so egregious about what you have done is now for the rest of their lives, the woman in Carlin and all of the people that I hear from Nevada, of the 1.3 million people whose identities were stolen, they are going to have to clear…

Thank you. And, first of all, let me just say thank you, Chair, and the Ranking Member for holding this hearing.

this legislation is very specific about elevating these artifacts. It is consistent and not redundant with the law.

When you fail to do that, then, yes, you should be held accountable.

Identity theft in the State of Nevada and across this country is through the roof, and every day we dealt with somebody whose identity was stolen.

We have a responsibility to ensure that the voices of Indian Country are heard.

The consumer doesn't have a choice, sir. The consumer does not have a choice on the data that you're collecting.

You have an obligation not only to look at the data that you're collecting, but make sure you're protecting it.

It is incumbent upon all of us, including the private sector, to not only have the top-line security.