Correct. Thank you. And so in ensuring that there is no discrimination, let me ask you this: Are you ensuring that the banks are complying with the Fair Housing Act?

And so with that, you are ensuring the banks----

Under your leadership, the OCC is actively trying to change the Community Reinvestment Act.

I think HMDA lite does not give us enough information to determine whether there is discrimination or not.

How do you see the program intended to fund non-federal water projects complementing the mission of Reclamation projects which are federally owned?

Smart communities is something that we have talked about as well, and it is emerging in Nevada.

How would Reclamation ensure that tribal interests and homelands are protected in developing a Reclamation pump storage permitting program?

Do you believe that the private sector is best equipped to build, deploy, and secure 5G networks and that any proposals that consider nationalizing these networks will have a chilling effect on private investment?

There's a lot of small projects that actually need resources that Reclamation just does not have the resources to help.

Do you believe that Reclamation has the capacity to implement a WIFIA-like program?

Let's stay on the WIFIA discussion draft proposal.

The issue of title transfer is one that the Committee is actively discussing.

I want to draw attention to the need to protect tribal interests affected by this bill.

The discussion draft complements the legislation we are considering.

And when you say you are working with the private sector, meaning relying on the private sector to build and deploy it and not nationalize it.

Senator Cantwell has made clear she wants this issue addressed before marking up this bill.

Do you anticipate continuing more of those webinars and those conversations to actually continue that collaboration and coordination and kind of get through some of the maybe barriers or things that may hinder it?

How do you delineate projects or facilities that should not be candidates for title transfer?

Yes, I think we would get agreement here from this Committee on that subject.

That has not been brought up, so that is an important component of this, that cooperation at the state level as well.

I want to associate myself with Senator Heinrich's comments. I, too, want to applaud you for taking action in view of Order 841.

I hope you are making the appropriate staff prioritization with the limited staff resources available.

That is why I am interested in the conversation that we are having about how FERC can improve transmission planning processes to encourage construction of a stronger, more resilient grid, an electric grid.

I think both with our rate-making and our planning work, we are trying to promote transmission.

If there are fires in California, we see the smoke and the haze in Southern Nevada or Reno.