Scott Garrett: “it's always easier to fix blame than to find a solution. That's certainly true when it comes to the health care…”

“it's always easier to fix blame than to find a solution. That's certainly true when it comes to the health care accessibility crisis we have right now in America. In state after state, including my home state of New Jersey, doctors are closing down or limiting their practices. Trauma centers are shutting their doors, and overall health care costs are rising dramatically because of medical liability problems. Who suffers? Thousands upon thousands of individual patients who need care--some who need critical care. Rather than solve this problem, some people want to distort the facts and point fingers to serve a large political agenda. They'd sacrifice access to medical care as part of their effort to prevent tort reform of any kind. Today, I have heard allegations that the real culprit is the lack of regulation over insurance company investment practices and pricing. As the former chairman of the New Jersey Assembly Insurance Committee, I can assure you that this is simply not the case. Insurance is a highly-regulated industry, where state insurance departments oversee nearly every aspect of the marketplace, including product pricing and insurer investment practices. To be more specific, state insurance laws do not allow insurance companies to raise rates to make up for past investment losses.”