Madam President, I have to oppose the Heller amendment. This amendment would weaken consumer protections and completely remove minimum standards with respect to private flood insurance policies. In particular, the amendment strips the requirement that the private policy has to be comparable to a national flood insurance policy, meaning that companies would be able to offer inadequate policies to consumers across the country without any requirements as to what is in the policy. For all of those who have talked about solvency, if you have insurance that doesn't meet a minimum standard to ensure that the consequences of flooding can be paid for by the policy, you want to vote against this amendment. I urge a ``no'' vote on the Heller amendment, and I ask for the yeas and nays. The PRESIDING OFFICER. Is there a sufficient second? There appears to be a sufficient second. The question is on agreeing to the amendment. The clerk will call the roll. The assistant legislative clerk called the roll.
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