Josh Gottheimer: “I thank the chairwoman for allowing me to speak today on behalf of my bipartisan legislation, H.R. 5332, the Protecting…”

“I thank the chairwoman for allowing me to speak today on behalf of my bipartisan legislation, H.R. 5332, the Protecting Your Credit Score Act of 2020. Madam Speaker, since I took office, I have been committed to helping protect seniors and other vulnerable communities from fraud and to protect their financial well-being. Like many of my colleagues, constituents in my district are feeling the economic pain caused by the ongoing pandemic. Just this week, in fact, a constituent of mine, Patricia from Wantage, New Jersey, reached out to me to ask: What can we do as policymakers to help protect people's credit during this crisis? Madam Speaker, I am proud that we were able to provide Americans with debt and credit relief as part of the bipartisan CARES Act, protecting homeowners in forbearance and Federal student loan borrowers. We were able to continue to work to do so with the bipartisan HEROES Act, which has yet to become law. It is in the Senate now waiting action. And that act, including suspending negative credit reporting during the pandemic, giving Americans time to recover economically before there is a risk of being hit on their credit reports. It is also time that we look at the way hardworking Americans are able to track and ensure accuracy in their credit reports so that their scores are where they need to be as we progress into our economic recovery.…”