Frank Pallone: “Absolutely, and I think you are pointing it out, and again this is not pie in the sky. I have talked to students, as I…”

“Absolutely, and I think you are pointing it out, and again this is not pie in the sky. I have talked to students, as I know you have, college students who were involved in these various national service programs, and they are working, and they are in the schools, out in the community, they are in hospials. They are doing all kinds of things. The other thing that the President established was the direct loan program. Now again maybe it sounds a little bureaucratic, but it is important because again Rutgers University in my district has taken advantage of it where traditionally student loans, when I was in college and until recently, you had to go to the bank, and the Government would guarantee the loan. Well, some of the universities, including Rutgers, went to the administration and to the Congress and said, look, if we administer this program directly, if the money comes directly to us and the students apply directly for the student loans from us, then we eliminate the middle person, if you will, and we can expand opportunities and give out a lot more direct loans.”