I thank the gentleman. This legislation will prevent premium rate hikes until FEMA completes the affordability study called for in the original Biggert-Waters flood insurance reform legislation, giving FEMA a chance to implement an affordability framework before implementing new rates. The bill establishes an appeal process for remapping and creates an advocate position within FEMA. Just last week, a bipartisan majority in the Senate did approve this bill, as you already heard. It is time to bring this vital legislation to the floor. Again, I appeal to the chairman. This is urgent, not simply because we had two major storms in the last few years, but because Americans all over this country are affected one way or another, if not by a storm off the ocean, a snowstorm or even worse. So I ask you specifically to do what you can to put this in front of us as soon as possible.
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