It is, again, confusing, especially as you just said, you can do the Medicare Advantage online but then if you are doing the Medicare supplement you have to call to talk to somebody.

Do you think that is what most people think?

How could you even anticipate that?

If you have seen one MA plan, you have seen one.

That would have to be done at the Federal level, and CMS would have that.

Yes. Well, the good news is you have got five years to research it. It may take that much time.

We appreciate that Senator Ricketts has cosponsored this important legislation.

Would you say that the complexity of the system is disadvantaging people on lower incomes?

The whole point of Medicare Advantage plans was to be proactive and preventative, right, and you said that in your opening remarks.

I do think that we need to have more official information coming from CMS.

Do you think that is what most people think?