Locked out of getting into the----

We need to reevaluate the rules on this program... that is a really bad place for our consumers to be.

It is, again, confusing, especially as you just said, you can do the Medicare Advantage online but then if you are doing the Medicare supplement you have to call to talk to somebody.

I think there is a common thing in marketing that you have to get a message out seven times before people start remembering it.

I know that there are even people you can hire to help you, right.

I do think that we need to have more official information coming from CMS.

I don't think it was the goal that we were going to have 50 percent of people on these plans.

That all requires preauthorization, so there could be delays with regard to that?

They can't do that because they may have a preexisting condition, and that may be the thing that prevents them?

Great. I also want to get back to something that both of you talked about with regard to the Medicare Advantage plans and this delay.

A thousand dollars a day.

We appreciate that Senator Ricketts has cosponsored this important legislation.