I will tell you, in visiting, people feel like these programs are disjointed, that all of a sudden, they will hear something from SBA that they had not.

We are now working on an amendment that would correct and include those who were left behind in that effort.

I think it is, not to belabor the point too much, but we are going to continue to ask these questions about consolidation and coordination, better coordination of these programs, especially in rural communities, where we have not done as…

I think one of the great challenges here in terms of disaster relief is that the balance between wanting it to be self-contained and have no subsidization from Federal taxpayer dollars, and then recognizing that the taxpayer input and…

But we certainly appreciate the work that both of you do, and I am grateful, as is my State, for all of the assistance FEMA has given us as we experience, whether it is a tornado or whether it is devastating flooding in my State.

My great concern is that we will end up, even in states like North Dakota, being a place where people will only find opportunity in cities over 50,000, 60,000 people.

We think that is a real growth model.

housing is absolutely critical.

if we are going to see communities recover, we need to make sure that there is a possibility of recovery in a way that is maybe more humane than what we have had before.

With SBA funding for small business, how would--given that this law is in effect, how would you then implement this provision without a regulation?

One of the criticisms that I frequently hear, especially of the SBA programs, is the criticism that you have--it seems like there is one hand taking, or one hand extended while the other hand is taking.

I do not think there is any doubt that USDA Rural Development is one of our country's greatest success stories.