Heidi Heitkamp

It is not my job, it is not my problem, that this is someplace else.

Cooperation has failed to achieve a result that is acceptable to the American public.

If we leave here without a commitment from all of you that you will vigorously encourage and suggest and recommend that the Justice Department prosecute cases that must be prosecuted in order to ensure equal justice under the law in this…

I can assure you criminal prosecution in white-collar crime is much more effective than fines and penalties.

I think when you go back and you take a look at kind of how they have done business historically...

Overlapping regulations of our mortgage markets have the potential to constrain credit and cause otherwise worthy borrowers from qualifying for mortgages.

After spending the last year traveling across North Dakota and talking with community banks and credit unions across my great State, it is clear that small financial institutions are struggling.

It is the ability to reach every person.

If they lose the marketing niche, they lose their value to you.

How do we continue to deliver what is mandated, in my opinion, in the Constitution to those people at the end of the line?

I have great concern particularly about rural delivery and what happens when you eliminate the monopoly.