Heidi Heitkamp

I believe that even the offshore areas like Hawaii, Alaska, and Puerto Rico do, and we consistently measure and stay on our mission to provide universal service.

If you close every rural post office in North Dakota, you will not have an opportunity for new revenue.

I am a faithful user of the mail service.

I want to know about other innovations.

I think there is good public policy to encourage the availability.

I worry greatly how all of this will affect retirements into the future, how all of this will affect our ability to supplement our older income.

We will make the choice to do nothing.

There are some who may question whether this is capitulation or whether in fact this is a lack of showing of American unity. How would the Senator respond to those concerns?

I was unable to cast my vote earlier this week on the nomination of James Comey to be the Director of the Federal Bureau of Investigation, FBI, and the nominees for the National Labor Relations Board. Had I been present, I would have voted…

I want to express to the Chairman how much I agree with his comments this morning and with his concern about a process that seems to get short-circuited by rumors and by innuendo and the lack of credible evidence.

I really appreciate having the chance to meet with you. And hopefully if everything comes to fruition the way we think it will, I look forward to the opportunity of bringing you to North Dakota and introducing you to the unique challenges…

Many of the businesses that I talk to in North Dakota who have, over the years, offered great plans, plan on sticking with the great plans that they have.

You have to take a risk-based and specific targeted approach to address the issues that are relevant.

It is absolutely critical that we maintain a role for independent community banks and credit unions.

Just a quick comment, and not to belabor this point, but I do want to kind of go on record saying we need to be careful with one-size-fits-all.

There is too much one-size-fits-all in the housing market, and that is even more discouraging.

We are setting policies in Washington, DC, that are consolidating more and more assets into the larger banks.

We cannot move forward, in part because of the impediments and because of the requirements.

The best enforcement tool is a good deterrence.

I hope in 10 years you are right.

I think the concern here is that in anything like this that is going to have a fair level of controversy...

He will never retire that debt. He will never get out from underneath it.

We are not only mortgaging our kids' future; we are mortgaging their parents' future, their grandparents' future, and we are putting their homeownership and their retirement at risk.

This needs to be done in conjunction with institutions of higher learning.

We have an acute shortage and affordability issues due to our economy as things grow.