Mr. Chairman, if I can just ask one more question, if we take and actually use old data... would that not be a screening technique we could use?

I think that is to the extent that you guys need us to play bad cop, we are way willing to do that.

I think that would be an excellent idea and I would be happy to participate.

It is really hard for those of us who deal with the complexities of Amazon.com to really believe that in this day and age, they do not have real time matching capability.

We are deeply concerned about the status of community banks in this country.

I think one of the things that would be extraordinarily helpful for me... is to take a look at what you have already done in response to concerns that have been raised.

These banks did not create the problem, but yet they feel like they have the lion's share of the burden.

we have to think beyond what we are doing because if we don't take care of this problem, we will suffer the consequences as we have going forward.

It is an atmosphere of fear. It is an atmosphere of intimidation.

I have no doubt, and I think we saw that in the spring, that there is a combination of issues that drive this kind of rush to the border.

Comprehensive immigration reform, comprehensive border security analysis is what we need, not politicizing this issue.

I question whether we should be just focusing on the challenges that these kinds of frauds present as a result of illegal immigration.