Changed lives, changed hearts is the ultimate need, that when Jesus Christ changed my life, that made everything else different.

China's rapid rise on the global stage does not come without cost, including China's strong disregard for human rights.

America must be clear in our support for Hong Kong and the ideals of liberty and democracy.

America must continue to advocate for these rights to be afforded to every person around the world.

I would say to you today that the independent courageous members of the 'Umbrella Movement,' they are seeking to bring a true democracy to Hong Kong.

The threat from ISIS seems to be growing exponentially.

Given the right political atmosphere, it would create jobs.

Thank you, Madam Chairwoman. And thank you for calling this really important hearing, which has really clarified so much of how the regulatory environment has impeded the availability of credit and capital to consumers.

America has her own problems.

Unfortunately, as Ronald Reagan once said, our Nation, too, has a legacy of evil with which it must deal.

I am committed to continue to work with Chairman Smith and this committee and on the Congressional-Executive Commission on China to bring light on to these issues.