Patrick McHenry actually said...

that is at the pre-rule stage. It is not as far along as prepaid cards but it is something that we are looking at and trying to figure out.

I want to thank my colleague on the other side of the aisle for bringing up those issues.

I can't simply say, well, Volcker just saved us $8 trillion.

But Volcker actually doesn't end up protecting the taxpayer, which is a genuine concern I have...