02/25/2013
https://congress.gov...
"The system is broken. While the credit scoring system provides us with a foundation, and it allows millions of Americans to access credit quickly and efficiently, the credit reporting system is in nee..."
"For the last 6 years, I have fought alongside my colleagues on this committee to ensure all legal businesses in the United States have access to financial services."
"Operation Choke Point focused on reputational risk, State-regulated products, also federally recognized as lawful."
"It is difficult to see how we flipped this conversation to, in essence, mandate institutions to do something that is in conflict with the Federal law."