Patrick McHenry actually said...

Heal thyself, realize what you have to do, and do it.

Cut away the red tape that prevents startup companies... from raising capital.

Thank you, Chairwoman Biggert. Ms. Holston, does HUD use a competitive method to, or a merit-based system to award counseling funding?

So, with that, I am obviously concerned that we do have foreclosure counseling and it is done well.