Patrick McHenry actually said...

"We need to update this regulation, update the law, in fact, if we are able, to ensure that banking is available to people on their terms."

"Our capital markets are decaying. The average age of listed stocks is getting older and yet, we have fewer stocks."

"Our capital markets are decaying."

"As we look at this issue, we have to be aware of housing shortages generally in rural areas, particularly for families living below the poverty line."