Patrick McHenry actually said...

"mobile banking can help address some of the challenges that consumers face in the decline of those physical branches."

"But it seems to me a lot of the focus is just on urban America. I would like to be able to expand that out a little bit to rural America."

"we have 13 million-plus people who are unbanked or are underbanked in the country, and a lot of those are probably in areas much like mine."

"But this technology shift is something I am really interested in."