Patrick McHenry actually said...

"Thank you, and thank you, Madam Chairwoman, for hosting this hearing today or organizing the hearing today."

"Is it accurate to say that when one bank terminates a customer's account through, 'de-risking,' it is not really de-risking at all, but it is re-risking?"

"in de-risking, we want to make sure that the knock-on effects of this are not so severe that we actually go against our common interest here."

"We have our public policy work cut out for us still, Madam Chairwoman, and while we have made strides, we have more strides to make."