Patrick McHenry actually said...

"I oppose this legislation as I have utilized my credit cards to pay for some costly oral surgery. I do not want to get penalized by this legislation for making my payments on time."

"I want to ensure that the Vian family of Rowlett keeps their credit cards."

"I want to make sure that the Blanks family of Fruitvale, Texas, do not lose their credit card."

"Make no mistake about it, if this bill passes, it is going to be a lot harder for people to access the credit they need to pay their bills, cover their medical emergencies, or finance a large purchase..."