Patrick McHenry actually said...

Simply forgiving a debt NFIP holds is equally irresponsible and does not solve the root causes of the NFIP's insolvency.

This provision will give policyholders the freedom to choose the best flood policy insurance option for themselves.

So tell me what that should be, then? As a policymaker, what should I be driving for?

The future solvency of NFIP needs to be addressed in any legislation this committee considers.