Patrick McHenry actually said...

"We have saddled a generation with unaffordable debt, and an education that does not match the cost of that education."

"I look forward to hearing the thoughts of the panel today, and over the years, I think this is going to be a fascinating way for Mr. Lynch and I to make recommendations."

"Technology is creating new pathways for more consumers to access the financial system. That is a good thing."

"We need to ensure that alternative data remains nondiscriminatory and that consumer data and privacy are protected."