Patrick McHenry actually said...

"We have our public policy work cut out for us still, Madam Chairwoman, and while we have made strides, we have more strides to make."

"De-risking is a critical issue, and the last time we talked about de-risking in a committee hearing was back in 2008."

"As a matter of American policy, why are we driving people away from our friendship as a nation and towards seeking a country that does not adhere to our rules of law, our concept of human rights, and ..."

"So, the customer still needs to be banked regardless of the risk, correct?"