Patrick McHenry actually said...

Misguided regulation--in fact, misguided law often limits access to credit in a way that is not in the best interest of borrowers.

In particular, we need to find solutions to assist and partner with local communities who struggle to address affordable housing.

We need to give them the means, the mechanism, and the opportunity to get back into the workforce...

We shouldn't just be funding old models, we should be looking at the newest innovative models and the current models that actually work and ...