Patrick McHenry actually said...

This provision will give policyholders the freedom to choose the best flood policy insurance option for themselves.

So tell me what that should be, then? As a policymaker, what should I be driving for?

The future solvency of NFIP needs to be addressed in any legislation this committee considers.

Low-income Americans should not be required to foot the bill for the flood insurance premiums of wealthier individuals.