Patrick McHenry actually said...

I look forward to hearing the thoughts of the panel today, and over the years, I think this is going to be a fascinating way for Mr. Lynch a...

Technology is creating new pathways for more consumers to access the financial system. That is a good thing.

We need to ensure that alternative data remains nondiscriminatory and that consumer data and privacy are protected.

It seems to be a fairly proactive step. Her predecessor delegated that authority and didn't require a Board vote.