Patrick McHenry actually said...

"I have great concerns about the structure. I have great concerns about the ultimate power that can be provided to this one individual and to the individuals within this organization."

"I think the American people have a lot of questions about this Bureau."

"One of the effects of the CARD Act in this marketplace is that prices have gone up to consumers and it has been more difficult for consumers to get credit."

"I simply don't think it's plausible that this regulatory agency is going to result in lower prices for consumers."