Melvin Watt: “Discovery and innovation is the engine of economic growth and development domestically and throughout the world.”

I don't think there is any question that somebody who gets good homeownership counseling, either pre-ownership, or in some cases post-ownership--it makes them better borrowers.

There is nothing worse, I have found, in this area of the market than uncertainty, and the longer this drags out, the more uncertainty there is.

I would certainly emphasize that if anybody here has the notion that I believe that I am above the law, they should dissuade themselves of that notion.

No one is above the law.