Melvin Watt: “It is horrific to me, to think that, one day, when my daughter enters the workforce, that she might be harassed.”

But that is not a justification for an individual member of a collaborative body to make a unilateral decision to turn over confidential information.

Only in America could somebody be confirmed to this position that has the regulatory authority over the bulk of housing in this country.

I want to be clear that the reason I would not raise my hand is because I would not make a unilateral decision.

I don't think there is any question that somebody who gets good homeownership counseling, either pre-ownership, or in some cases post-ownership--it makes them better borrowers.