Melvin Watt: “If the gentlemen will give us some more time, we have a whole list of speakers over here. But we are going to run out of…”

I am not above the law. I don't believe that I am above the law.

It is intolerable to me to think that a mere accusation of impropriety would somehow deny him the presumption of innocence.

What was needed in this industry was somebody to make responsible decisions and not let access overburden safety and soundness.

I will not hesitate to use my full subpoena power to compel cooperation where necessary.