Deborah Koff Ross

Notwithstanding the many questions that obstruct our path forward on housing finance reform, one thing is absolutely certain: the status quo is unsustainable.

Look, as a strong proponent of the State-based system, I think it is a tremendous example of States' rights and something that has worked significantly well.

If you believe in due process than why not--if we are going to have SIFI (systemically important financial institutions) designations...

And should we not have somebody at the table with insurance experience and a regulatory scheme at the table with the IAIS, instead of somebody in a regulatory scheme for the Federal Government?

Insurance is ultimately about how we, as a Nation, manage risk.

Stability and certainty in the legal environment means ensuring that people can innovate and live their lives with confidence.

I think we do monitor well, and I think Mrs. Wade has--has testified to that, as have all the other 50 States who have done very well in protecting their consumers.

The number one job in the country today is a compliance officer. Isn't that a shame?

No, there is no due process--

They can't afford it. They are going to eventually have to register as an investment adviser and--

Thank you for not increasing your budget request this year. That is rather refreshing to see that more can be done with less.

I would hope also that if any asset managers were of such a significantly important financial institution that you would allow them the opportunity to be recognized early on to have an opportunity to correct that and to stay in the market…

Absolutely, Senator. I think sound science, together with the proper application of law, are the twin pillars of sound Government policy decisionmaking.

I do believe strongly in cooperative federalism.

I care very deeply about where my kids play and swim, and the water quality, and I think the Bay is a treasure.

Many potentially high-growth companies often face a deficit in independent investment research and a lack of liquidity after going public.

would it not make it a little bit easier to assess the risk if everybody, based on their actuarial risk, carried a flood insurance policy?

It has been over a month since Hurricane Harvey devastated the Gulf Coast of Texas and parts of Louisiana.

Unfortunately, their commitment to charity in their community comes with a cost.

This subcommittee will discuss an issue that has been of deep importance to me for some time, and that is the insurance needs and options available for nonprofit organizations.

In addition, NFIP policies do not cover homeowners displaced by living expenses. Mr. Speaker, this legislation has an untold number of supporters. I include in the Record a letter from 15 major insurance, housing, banking, and trade…

I thank the chairman for his leadership. Mr. Speaker, I rise in support of the Disaster Tax Relief and Airport and Airway Extension Act of 2017, and I urge my colleagues to vote in favor of this desperately needed legislation. Included in…

For over 50 years, the only game in town for flood insurance has been the Federal Government through the National Flood Insurance Program. That means that for over 50 years, if you want flood insurance, your best bet is to go to the…

I first started working on this subject after hearing stories from my local Boys and Girls Clubs back in central Florida who were worried about the lack of commercial insurance policies that offered the coverage they needed at an…

I laud you on one of your priorities and when you say the other central component to our agenda for growth is a package--is a passage of comprehensive tax reform.