Brad Miller

I wish to address specifically the amendment that Mr. LaTourette and I have offered. Mr. Speaker, the worst of the foreclosure crisis is yet to come. Mr. Frank just corrected incorrect factual assertions. Let me correct one as well. Mr…

I do want to applaud the work of the Science and Technology Committee on reauthorizing this program that has been remarkably effective. Fire is remarkably destructive, but we have made great strides under this program. In 1973, there were…

I am not overly concerned by what the courts ultimately decide executive privilege covers. The Bush administration's claim of executive privilege here goes well beyond any privilege ever recognized by any court decision, but the Republic…

Let me tell you one story in North Carolina. Ben Ingle is a mortgage broker at NBI Mortgage in Shelby, North Carolina. Ben was able to secure a loan for a woman who was a victim of domestic violence and a victim of her ex-husband's bad…

I simply want to correct something I said earlier today. Earlier today I said the Mortgage Bankers Association was opposed to this bill. That is not correct. They do not support the bill. In a letter dated today, they outlined four areas…

I have said before that the remedies under this bill are very modest. They are so modest, in fact, that a great many consumers who have actually been harmed, who have clearly been wronged, who have clearly entered into a mortgage that…

So a mortgage originator under this subparagraph, the one we were speaking of a moment ago, will get paid exactly the same in total compensation, including both the compensation paid by the borrower and the compensation paid by the lender…

And is it also correct that any payment by the lender to the broker, or to use the language of the bill, any incentive compensation paid by any person to any originator, based on a higher interest rate, is still forbidden?

Mr. Frank, please direct your attention to the language at the bottom of page 5 of the manager's amendment, clarifying the prohibition against payments to loan originators that vary with the terms of the subprime mortgage, which, as Mr…

So my contention is title III of this bill eliminates people's options and opportunities to refinance their way out of foreclosure and default. So I would encourage my colleagues to vote for my amendment to strike I think the most…

I dearly wish that this bill was the one being described by so many people on the other side of the aisle. That sounds like a really tough bill. And this bill, I hope, will become tougher as we go along. I agree with many over there who…

title III hardly turns all subprime loans into HOEPA loans. HOEPA loans are very high-cost loans, loans with a very high interest rate. For first loans, it is 8 percent above the Treasury rate, which works out to about 13 percent. Or for…

We want people to get into loans that they can pay off. They can pay month after month, and at some point have a ceremony, a little party, that people in another generation had of burning the mortgage because it is paid off. So for the…

one of my concerns about this bill is the weakness, the inadequacy of the remedies available to the consumer. I have said that earlier today in the debate on this bill that I am very concerned that if industry is looking at one consumer in…

I also rise to support this legislation to treat the monstrous Bashir regime in the Sudan like the pariah it deserves to be. I also visited the Sudan in April as a member of a congressional delegation led by Majority Leader Steny Hoyer…

I offer this amendment on my own behalf and the behalf of Ms. Linda Sanchez of California. Mr. Chairman, this amendment prohibits the use of funds to implement an Executive Order entered earlier this year. The Executive Order claims powers…

the best news for the American middle class is our home ownership rates. Wages are stagnant for the middle class. They are not keeping up with inflation. Health care costs just keep going up. Folks do not know what their health insurance…

I think this amendment makes clear how radical an idea the minority party thinks democracy is, whether it is in corporations or in government, and how wary they are of voting, whether in corporations, by shareholders or in politics…

I disagree with my friend, Mr. Bachus, who said this bill is not about income and equality. I think it is at least partly about income and equality. And I disagree with Mr. Roskam, who said that corporate executives, the CEOs, are…

I originally introduced as an amendment to the Energy Bill, what is now section 917 of the Energy Policy Act of 2005. Then Chairman Boehlert accepted that amendment in the 108th, and then made it part of the base bill the next time that it…

tonight I rise to pay tribute to ``The Town of Friendly People,'' Zebulon, North Carolina, which celebrates its 100th birthday this year. Zebulon was founded on February 16, 1907, and was named to honor Zebulon Baird Vance, North…

I am proud to rise today, as cochair of that caucus, to recognize the 35th anniversary of the District of Columbia Preservation League. In 1971 the old post office on Pennsylvania Avenue was slated for demolition to allow completion of an…

the Republican solution to our energy needs is to drill anywhere no matter what. We desperately need to develop new energy technologies, but those efforts have been minuscule. Instead the Republican Congress has given massive tax breaks to…

I also rise to oppose this rule because it does not allow this Congress to consider the amendments offered by the gentleman from California (Mr. Honda) to authorize or reauthorize the advanced technology program. Mr. Speaker, in the almost…