"I thank the chairman of the Oversight and Investigations Subommittee, Mr. Barr, for all his hard work."
"The U.S. economy has grown post-Dodd-Frank, and the financial system is far safer and fairer for consumers."
"Notwithstanding these best intentions, my understanding is that the narrow scope of this rule is significantly hindering access to loans for small businesses."
"But one of the key points that I am trying to get to here is there is no loosening of lending standards to get more growth."
"I understand what you go through and I appreciate you being here today and telling some of your stories."
"74 percent of the people who are uninsured are employed, which tells me that it is a great way to deliver health insurance."
"you wonder why banks get out of lending. You wonder why they are getting exposed to this."
"Discussions of financial reform are often centered on big cities and large institutions on Wall Street, but today we will hear from those areas of rural America, form Main Street, which can too often ..."
"73 percent of community banks report regulatory burdens are preventing them from making residential loans."
"H.R. 1233, the Community Lending Enhancement and Regulatory Relief Act (CLEARR Act), introduced by Rep. Blaine Luetkemeyer (R-Mo.)"
"Dodd-Frank fueled a 21 percent surge in checking fees, 15 percent fewer credit card accounts since 2008."