"We have passed bipartisan legislation on Operation Choke Point and the regulators tell us that it isn't happening."
"Mr. Secretary, I appreciate your comments today, and I know that this is an issue that is paramount with a lot of the banking industry."
"What we have learned is that this is not only a domestic problem, but an international one."
"My hope would be, Mr. Secretary, that you would take the lead in having harmonization with all the agencies with regards to guidance."
"For millions of customers and small business owners who rely on our financial system each and every day, overregulation from Washington has meant increased fees, fewer services, and diminished access ..."
"Operation Chokepoint has a chilling effect on financial institutions and their customers."
"Your story is not different from a lot of men that try to get in. Small businesses are tough to start."
"This inconsistent approach to regulation has a negative effect on the economy at the local, national, and global levels."
"The Fed already has all this information. This is one of my concerns with the stress tests."
"I will let you gentlemen get home. And again, thank you for your expertise and your willingness to be with us."
"There is a near unanimous feeling that document productions fall into a black hole with the Fed providing little to no meaningful feedback on supervisory issues."