06/08/2016
https://congress.gov...
"73 percent of community banks report regulatory burdens are preventing them from making residential loans."
"H.R. 1233, the Community Lending Enhancement and Regulatory Relief Act (CLEARR Act), introduced by Rep. Blaine Luetkemeyer (R-Mo.)"
"The cost of the smallest commercial industrial loans has risen at least 10 percent from the pre-crisis average."
"you wonder why banks get out of lending. You wonder why they are getting exposed to this."