Tina Smith actually said...

"I first want to thank Senator Smith and this Committee for your efforts to enact the Leech Lake Reservation Restoration Act."

"You cannot have balloon payments. You cannot have rapidly increasing monthly payments that basically price people out of an ability to own their own home."

"The seller keeps everything, and the person who has been paying in does not have any opportunity for any kind of redress at all."

"So I want to just start out by clarifying a bit about what is happening here with these contracts-for-deed."