Amy Klobuchar actually said...

"How do we restore the confidence in the market, when we know that some of these major banks, many out of Wall Street, are in such trouble, when others aren't?"

"I think the answer is probably yes. Do we want to facilitate more credit rating agencies of a different type, that are paid by the lenders, rather than the borrowers?"

"But one of the issues that I confront, is that our financial institutions, the confidence issue and the trust in them, is eroding."

"That's not in the Federal law right now?"