The other important thing that I have been working on is our credit scoring system. It is broken.

Our residents sent us to Congress to tackle the issues that are affecting every American's ability to thrive. They did not send us here to waste valuable time on messaging bills that are dead on arrival in the Senate and do nothing to…

You are blaming social media for your mismanagement and so forth, which, to me, clearly looks like greed.

You didn't, and you still got paid? They paid you to not know any of this?

I have a bill that reduced it to 4 years, which I think is a great bipartisan bill.

Just so we are clear, because I know you are blaming social media, you are a bank.

It was their mismanagement and personal greed.

Did the Trump-era deregulation shield Silicon Valley from enhanced supervision oversight? No doubt about it.

This is like a scam. I know you all are not allowed to use that word, but I am going to use it.

We need teeth. We need enforcement. We need to be able to claw back. We need to be able to, again, hold them accountable.

One of the things that I think the American people do fully understand is, we, as a role of oversight, is that we can call it out and basically expose the greed.

I come from an incredibly strong community, the City of Detroit, where we have birthed movements on a number of things that I think kind of change the trajectory for our whole country.