On the recordJuly 22, 2015
I used to be a licensed Realtor, and I will never forget that time in the late nineties when I went to my first closing, where they slid a check, the closing agent slid a check across to the seller, as is expected. They are selling their home. Then they slid a check across to the buyer, and there was kind of a nervous laugh and a joke. ``Well, we know you are probably going need to buy some furniture.'' That was the first time I personally witnessed someone borrowing more than what the house was actually worth. It is those kinds of decisions and that lack of risk, that lack of accountability, I think, that brought us to some of the areas. I just wanted to relay that story of something that was just seared into my mind, and one I hope we never, ever repeat.
