I have to disagree a little bit with you. We know that there is a tremendous amount of Dodd-Frank that we have seen play out, but this is something I am not sure everybody understands. They are still writing the rules; 5 years into it, we are still writing the rules. I don't think that was your intent at the time this was passed.
Bill Huizenga: “I have to disagree a little bit with you. We know that there is a tremendous amount of Dodd-Frank that we have seen play…”
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