Chris Van Hollen

North Carolina allows all its citizens to vote, although members of minority races may disproportionately choose, for socioeconomic or other reasons, not to take advantage of this equal opportunity.

We can only conclude that the North Carolina General Assembly enacted the challenge provisions of the law with discriminatory intent.

The General Assembly enacted legislation that restricted voting and registration in five ways, all of which disproportionately affected African Americans.

My ethical responsibility as a lawyer is to represent every client with ethical propriety and zealousness.

I do want to follow up on some of the concerns that have been raised by Senator Stabenow and Senator Brown.

Thank you, and the Ranking Member, and welcome, Mr. Smith and Mr. Vaden.

It is disappointing the Administration has chosen to undermine it with a 15 percent cuts in proposed cuts to HUD's programs

Despite an estimated $26 billion backlog of repair needs, the Administration proposed cutting the Public Housing Capital Fund by nearly 70 percent

The budget would eliminate funding for 250,000 Section 8 Housing Choice Vouchers at a time when Federal housing assistance reaches just one out of every four eligible households

Remember Puerto Ricans are American citizens, something the White House intermittently remembers and forgets

Doesn't it make sense to say that executives cannot engage in trading at that point?

I cannot understand the case, candidly, Senator, for why insiders should be trading right before they are about to announce important news to the public.

I can understand why Equifax would want to deny that particular kind of recourse because it can be more successful in recovering people's damages.

Is there some kind of deterrent that we could put in place so that the burden and the penalty for collecting and disseminating bad data...can actually address this problem on the front end?

Doesn't that stack the deck against the consumer?

It does seem, as reflected in a lot of the comments today...that the credit reporting agency model is one that is in some ways uniquely stacked against consumers.

Today I wish to honor the people and leaders of Taiwan on their National Day to take place on October 10. The United States and Taiwan have a long history of mutual trade and friendship that has promoted prosperity and security on both…

And so if you are looking out for the rights of consumers, why do not you give them the choice of how they seek their remedy?

You said that you would provide credit protection but only if consumers gave up their right to get their day in court.

But it was never the intent, as it related to the breach----

Are you aware of the fact that when the Consumer Financial Protection Bureau did a survey, they found that Equifax, Experian, and TransUnion are the three most complained-about companies in America?

Because the whole model of this industry is you collect information without permission from consumers, and yet their lives depend, in many ways--their economic lives depend on decisions you make.

If it is good in that circumstances, why is not it good for consumers all the time?

So I guess those industries are making billions of dollars, but they really do not need to exist, in your testimony.

So you have an incredible amount of power over people's lives, right?