Ben Cardin actually said...

"I would feel more comfortable if I knew that if through this open process banks do not meet reasonable expectations government is prepared to exercise sanctions against them."

"You have said that Congress did the right thing in giving the President the tools to deal with the financial crisis, including the TARP funding."

"I think it is desperately needed."

"I think some of us question whether there is enough room in the budget outline you have proposed."