Ben Cardin actually said...

"Well thank you. I agree with you completely about the challenges we have with access to capital from traditionally underserved communities and small businesses that have been left behind in the past."

"The guidance from the IRS is absolutely critical in regard to the allocation issue."

"Are you working to make the implementation of that law as smooth as possible, so that we can see some progress?"

"The 2017 Tax Cuts and Jobs Act requires that R&D costs be capitalized and amortized over 5 years for domestic costs."