Ben Cardin actually said...

We would rather have a policy that we do not like but we know it is there than no policy at all.

I think that these actions are a step in the right direction and very much in keeping with the sort of approach that the ranking member, Sen...

It is important for our economy to have private savings.

I think the laws are well-intended. I think, on the ground, they are not working exactly as we all intended.