Political Quotes

“today I wish to discuss American's access to healthcare and the patient protections that are currently being threatened by the Trump administration, specifically expanding the availability of junk health insurance, also known as short-term limited duration plans. Short-term limited duration insurance is a type of health insurance that was designed to fill temporary gaps in coverage, such as when an individual is transitioning from one plan or coverage to another plan or coverage. The Obama administration limited these plans to 3 months to ensure they would be used only as a backstop for those who truly need temporary, limited duration coverage. A major flaw of this insurance is that it is exempt from certain consumer protections provided through the Affordable Care Act. Because of the Affordable Care Act, health insurance companies are required to offer essential health benefits such as emergency services, maternity care, mental health and substance use disorder services, and preventative services. Additionally, insurance companies are no longer allowed to place annual or lifetime dollar limits on coverage and cannot refuse to cover someone or charge someone more just because they have a preexisting condition. Among the most common preexisting conditions are high blood pressure, behavioral health disorders, high cholesterol, asthma/chronic lung disease, heart conditions, diabetes, and cancer.…”