Ben Cardin actually said...

"Thank you for your testimony. I do know that this committee wants to do something about it, and we are going to try to find a way to make that a reality."

"obviously, we are trying to strengthen retirement savings."

"The challenge is, there are a lot of people who would like to be able to participate in it, but you have not issued the guidelines necessary to give clear direction as to how that will be implemented ..."

"there is bipartisan interest in all these issues."